Car Loans Online :: Calculators

Car Loans Online Financial Calculators

Welcome to Car Loans Online! Dive into our powerful calculators designed to empower you on your financial adventure.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.
Vehicle Lease Repayment Calculator
Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.
Car Loan Repayment Calculator
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.

Car Loans Articles

Understanding Loan Criteria: Tips for Australian Car Buyers
Understanding Loan Criteria: Tips for Australian Car Buyers
Loan criteria refer to the set of standards and requirements that lenders use to evaluate the eligibility of an applicant for a car loan. These criteria help lenders determine the risk associated with lending money to a potential borrower. - read more
Don't Sign Yet! Checklist for Negotiating Car Loan Agreements
Don't Sign Yet! Checklist for Negotiating Car Loan Agreements
Embarking on the journey to purchase a new car is an exhilarating experience, full of the promise of fresh adventures and the satisfaction of ownership. Yet, beneath the sheen and thrill, important financial decisions are at play, particularly when it comes to your car loan agreement. Understanding the importance of negotiating the terms of your car loan cannot be overstated, as a savvy deal can lead to significant savings over time. - read more
Finding the Sweet Spot: How to Balance Car Loan Terms with Your Lifestyle
Finding the Sweet Spot: How to Balance Car Loan Terms with Your Lifestyle
Finding the perfect car is an exciting adventure, but securing the right car loan is where the real journey begins. The terms of your car loan can significantly influence your financial health and lifestyle. It's not just about the monthly payments, but also about how the loan will fit into your life for years to come. That’s why understanding the importance of finding a loan that complements your financial situation and lifestyle is crucial. - read more
How to Budget for Your Dream Car: Tips for Smart Financing
How to Budget for Your Dream Car: Tips for Smart Financing
The anticipation of buying your dream car can be both exhilarating and daunting. It's a milestone that signifies personal success, a reward for hard work, and the freedom to explore the open road in a car that you truly adore. However, acquiring that dream vehicle is not merely about making a wish and waiting for it to come true; it requires smart financial planning and strategic decision-making. - read more
Expert Advice: What to Do If Your Car Loan Application is Denied
Expert Advice: What to Do If Your Car Loan Application is Denied
Applying for a car loan can be an exciting yet nerve-wracking process. You've found the perfect vehicle and now you're ready to make it yours. However, navigating the car loan application can sometimes bring disappointment if your application is denied. - read more
The Importance of Comparing Car Loan Rates Before Buying a Vehicle
The Importance of Comparing Car Loan Rates Before Buying a Vehicle
When purchasing a vehicle, understanding car loan interest rates is a critical aspect that can significantly affect your overall financial commitment. But what exactly are car loan interest rates, and why should they matter to you? - read more
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Welcome to Car Financing 101: the essential guide to navigating the car loan landscape in Australia. Whether you're a first-time buyer or an experienced motorist looking to upgrade, understanding how to protect your credit while securing finance is crucial. As you embark on this journey, maintaining a steadfast grip on your credit health can be the difference between a deal that drives you forward and one that stalls progress. - read more

Finance News

Macquarie Bank Shifts Strategy: Exits Car Loans to Prioritise Mortgages
Macquarie Bank Shifts Strategy: Exits Car Loans to Prioritise Mortgages
09 Oct 2025: Paige Estritori
In a significant strategic shift, Macquarie Bank has announced its decision to cease offering car loans, redirecting its focus towards expanding its mortgage and deposit services. This move is set to result in the loss of approximately 100 jobs within the bank's automotive lending division. - read more
The Digital Revolution in Auto Financing: A Boon for Australian Car Buyers
The Digital Revolution in Auto Financing: A Boon for Australian Car Buyers
09 Oct 2025: Paige Estritori
The automotive finance industry in Australia is undergoing a significant digital transformation, offering consumers more streamlined and personalised experiences when securing car loans. This shift is largely driven by fintech companies leveraging advanced technologies to simplify the borrowing process. - read more
Revolutionising the Used Car Market: The Rise of Data-Driven Platforms in Australia
Revolutionising the Used Car Market: The Rise of Data-Driven Platforms in Australia
09 Oct 2025: Paige Estritori
The Australian used car market is experiencing a transformative shift, driven by innovative platforms that leverage data to enhance the car buying experience. One such platform, Carma, is at the forefront of this revolution, offering consumers a seamless online process to purchase quality-assured used vehicles. - read more

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Knowledgebase
Credit Default Swap (CDS):
A financial derivative or contract that allows an investor to "swap" or offset their credit risk with that of another investor.