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Car Loans Articles

5 Essential Steps to Build a Strong Credit Profile for Car Financing
5 Essential Steps to Build a Strong Credit Profile for Car Financing
Building a strong credit profile is crucial when it comes to securing car financing. In today's financial landscape, your credit score can significantly impact the kind of loan offers you receive, making it more important than ever to maintain a healthy credit report. - read more
Choosing Between Long-Term and Short-Term Car Loans: What Australian Drivers Need to Know
Choosing Between Long-Term and Short-Term Car Loans: What Australian Drivers Need to Know
When it comes to purchasing a car, one of the biggest decisions to make is choosing between a long-term and short-term car loan. Understanding car loans and their significance can make a substantial difference in your financial future. - read more
The Insider’s Guide to Haggling Your Way to an Affordable Car Loan
The Insider’s Guide to Haggling Your Way to an Affordable Car Loan
Finding the perfect car is an exciting journey, but securing the right car loan to finance it is an equally critical step. Choosing a loan with favorable terms can make a substantial difference to your wallet and overall well-being. This introductory guide is designed to navigate the nuances of car loan negotiation, ensuring you drive off not just with the car of your dreams, but a loan that suits your lifestyle and financial goals. - read more
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Welcome to Car Financing 101: the essential guide to navigating the car loan landscape in Australia. Whether you're a first-time buyer or an experienced motorist looking to upgrade, understanding how to protect your credit while securing finance is crucial. As you embark on this journey, maintaining a steadfast grip on your credit health can be the difference between a deal that drives you forward and one that stalls progress. - read more
Understanding Loan Criteria: Tips for Australian Car Buyers
Understanding Loan Criteria: Tips for Australian Car Buyers
Loan criteria refer to the set of standards and requirements that lenders use to evaluate the eligibility of an applicant for a car loan. These criteria help lenders determine the risk associated with lending money to a potential borrower. - read more
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A pre-approved car loan is a financial agreement where a lender approves a borrower for a specific loan amount before the borrower selects a vehicle. This type of loan sets a clear budget, giving car buyers a defined spending limit while providing a streamlined and efficient car shopping experience. - read more
10 Car Finance Traps Every Australian Should Steer Clear Of
10 Car Finance Traps Every Australian Should Steer Clear Of
When it comes to financing a car, the importance of vigilance cannot be overstated. Navigating through the maze of loan offers and financial jargon can be overwhelming, making it all too easy to overlook critical details that could cost you dearly in the long run. - read more

Finance News

Australian Used Car Sales Surge in January 2026 Despite Supply Constraints
Australian Used Car Sales Surge in January 2026 Despite Supply Constraints
22 Feb 2026: Paige Estritori
The Australian used car market experienced a notable uptick in January 2026, with sales increasing by 9.7% compared to December 2025. This surge occurred despite a 5.4% decline in vehicle listings, indicating a tightening supply in the market. - read more
ASIC's Review Highlights Concerns in Car Finance Practices
ASIC's Review Highlights Concerns in Car Finance Practices
06 Feb 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
Commonwealth Bank's AI Assistant Revolutionizes Car Market Price Discovery
Commonwealth Bank's AI Assistant Revolutionizes Car Market Price Discovery
06 Feb 2026: Paige Estritori
The Commonwealth Bank of Australia (CBA) has unveiled a pioneering artificial intelligence (AI) assistant designed to enhance price discovery and transparency in the Australian car market. This innovative tool aims to empower consumers by providing detailed insights into vehicle pricing, a resource previously accessible primarily to car dealers. - read more
Australia's Electric and Hybrid Vehicle Financing Soars in 2024
Australia's Electric and Hybrid Vehicle Financing Soars in 2024
06 Feb 2026: Paige Estritori
Australia is witnessing a significant shift towards sustainable transportation, as evidenced by a remarkable surge in financing for electric and hybrid vehicles. In 2024, the Australian Finance Industry Association (AFIA) reported that over $6.17 billion was allocated to finance 104,835 electric and hybrid vehicles, marking a 50% increase from the previous year. - read more
New Initiative Makes Electric Vehicles More Affordable for Essential Workers
New Initiative Makes Electric Vehicles More Affordable for Essential Workers
29 Jan 2026: Paige Estritori
In a significant move towards promoting sustainable transportation, essential workers and individuals earning below $100,000 annually in Australia now have access to more affordable electric vehicle (EV) loans. This initiative is part of the Clean Energy Finance Corporation's (CEFC) collaboration with CommBank's EV Access Program, which has allocated $150 million to support discounted loan rates for new and used EVs priced up to $55,000, as well as EV home charging equipment. - read more
ASIC's Review Highlights Concerns in Car Finance Practices
ASIC's Review Highlights Concerns in Car Finance Practices
21 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
ASIC's Review Highlights Concerns in Car Finance Practices
ASIC's Review Highlights Concerns in Car Finance Practices
13 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more

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Knowledgebase
Inflation:
The rate at which the general level of prices for goods and services rises, eroding purchasing power.