Car Loans Online :: Calculators

Car Loans Online Financial Calculators

Welcome to Car Loans Online! Dive into our powerful calculators designed to empower you on your financial adventure.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.
Vehicle Lease Repayment Calculator
Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.
Car Loan Repayment Calculator
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Car Loans Articles

Car Loan Hidden Charges: What Australians Need to Watch Out For
Car Loan Hidden Charges: What Australians Need to Watch Out For
Australians have a variety of car financing options at their disposal when the time comes to purchase a new vehicle. From dealer finance to personal loans and leasing agreements, the variety of choices can be both empowering and, at times, overwhelming. Opting for a car loan is a common route, giving buyers the ability to spread the cost of their new set of wheels over time. - read more
Finding the Sweet Spot: How to Balance Car Loan Terms with Your Lifestyle
Finding the Sweet Spot: How to Balance Car Loan Terms with Your Lifestyle
Finding the perfect car is an exciting adventure, but securing the right car loan is where the real journey begins. The terms of your car loan can significantly influence your financial health and lifestyle. It's not just about the monthly payments, but also about how the loan will fit into your life for years to come. That’s why understanding the importance of finding a loan that complements your financial situation and lifestyle is crucial. - read more
5 Essential Steps to Build a Strong Credit Profile for Car Financing
5 Essential Steps to Build a Strong Credit Profile for Car Financing
Building a strong credit profile is crucial when it comes to securing car financing. In today's financial landscape, your credit score can significantly impact the kind of loan offers you receive, making it more important than ever to maintain a healthy credit report. - read more
The Top 7 Factors Lenders Consider for Car Loan Approval
The Top 7 Factors Lenders Consider for Car Loan Approval
For many Australians, buying a car is a significant milestones. Understanding the factors that influence car loan approval can make this process smoother and more successful. Knowing what lenders prioritise not only enhances your chances of approval but also helps you negotiate better terms. - read more
Navigating Your Credit Score: How It Affects Your Car Financing Options
Navigating Your Credit Score: How It Affects Your Car Financing Options
Understanding your credit score is a key part of navigating the world of car financing. Whether you're looking to buy your first vehicle or you're an established buyer considering an upgrade, your credit score can significantly impact your financing options. In this section, we'll delve into why your credit score is so essential and provide a primer on how it's calculated. - read more
The Insider’s Guide to Haggling Your Way to an Affordable Car Loan
The Insider’s Guide to Haggling Your Way to an Affordable Car Loan
Finding the perfect car is an exciting journey, but securing the right car loan to finance it is an equally critical step. Choosing a loan with favorable terms can make a substantial difference to your wallet and overall well-being. This introductory guide is designed to navigate the nuances of car loan negotiation, ensuring you drive off not just with the car of your dreams, but a loan that suits your lifestyle and financial goals. - read more
Your Essential Guide to Documentation for Car Loan Success
Your Essential Guide to Documentation for Car Loan Success
In the journey to securing a car loan, understanding the importance of proper documentation is a crucial first step. Proper documentation not only saves time but also significantly boosts your chances of approval. Lenders pay close attention to your paperwork, using it to gauge your financial reliability and commitment. - read more

Finance News

Budget Direct Triumphs Again: Best-Value Car Insurance 2025
Budget Direct Triumphs Again: Best-Value Car Insurance 2025
20 Dec 2025: Paige Estritori
Budget Direct has once again been recognised for its outstanding value in the car insurance sector, securing the title of Best-Value Car Insurance in Money magazine's 2025 awards. This marks the seventh consecutive year that Budget Direct has received this prestigious accolade, underscoring its commitment to providing affordable and comprehensive coverage to Australian motorists. - read more
New Initiative Makes Electric Vehicles More Affordable for Essential Workers
New Initiative Makes Electric Vehicles More Affordable for Essential Workers
20 Dec 2025: Paige Estritori
In a significant move towards promoting sustainable transportation, essential workers and individuals earning below $100,000 annually in Australia now have access to more affordable electric vehicle (EV) loans. This initiative is part of the Clean Energy Finance Corporation's (CEFC) collaboration with CommBank's EV Access Program, which has allocated $150 million to support discounted loan rates for new and used EVs priced up to $55,000, as well as EV home charging equipment. - read more
ASIC Calls for Improved Consumer Safeguards in Car Finance Sector
ASIC Calls for Improved Consumer Safeguards in Car Finance Sector
12 Dec 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
Australia's Electric and Hybrid Vehicle Financing Soars in 2024
Australia's Electric and Hybrid Vehicle Financing Soars in 2024
12 Dec 2025: Paige Estritori
Australia is witnessing a significant shift towards sustainable transportation, as evidenced by a remarkable surge in financing for electric and hybrid vehicles. In 2024, the Australian Finance Industry Association (AFIA) reported that over $6.17 billion was allocated to finance 104,835 electric and hybrid vehicles, marking a 50% increase from the previous year. - read more
Australia's Used Car Market Shows Signs of Cooling After Robust 2024
Australia's Used Car Market Shows Signs of Cooling After Robust 2024
12 Dec 2025: Paige Estritori
The Australian used car market, which experienced significant growth throughout most of 2024, is now showing signs of deceleration, prompting industry experts to adopt a more cautious outlook for 2025. According to the 2024 Year That Was Automotive Insights Report (AIR) released by the Australian Automotive Dealer Association (AADA) in partnership with AutoGrab, total used car sales reached 2,324,805 units in 2024, marking a 12.1% increase compared to 2023. - read more
ASIC's Investigation Highlights Issues in Car Finance Sector
ASIC's Investigation Highlights Issues in Car Finance Sector
04 Dec 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
Mid-Year Insights Show Used Car Supply Surging
Mid-Year Insights Show Used Car Supply Surging
04 Dec 2025: Paige Estritori
The Australian used car market is experiencing a significant shift, with a notable increase in vehicle listings contributing to a more balanced and stable marketplace. According to the Mid-2025 Automotive Insights Report (AIR) released by the Australian Automotive Dealer Association (AADA) in collaboration with AutoGrab, the first half of 2025 saw 1,589,491 used vehicles listed for sale. This figure represents an over 30% increase compared to the same period in 2024, indicating a substantial surge in supply. - read more

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Knowledgebase
Consumer Credit Code:
An act of Parliament that governs the relationship that exists between borrowers and lenders.