Car Loans Online :: Calculators

Car Loans Online Financial Calculators

Welcome to Car Loans Online! Dive into our powerful calculators designed to empower you on your financial adventure.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.
Vehicle Lease Repayment Calculator
Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.
Car Loan Repayment Calculator
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Car Loans Articles

Choosing Between Long-Term and Short-Term Car Loans: What Australian Drivers Need to Know
Choosing Between Long-Term and Short-Term Car Loans: What Australian Drivers Need to Know
When it comes to purchasing a car, one of the biggest decisions to make is choosing between a long-term and short-term car loan. Understanding car loans and their significance can make a substantial difference in your financial future. - read more
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Welcome to Car Financing 101: the essential guide to navigating the car loan landscape in Australia. Whether you're a first-time buyer or an experienced motorist looking to upgrade, understanding how to protect your credit while securing finance is crucial. As you embark on this journey, maintaining a steadfast grip on your credit health can be the difference between a deal that drives you forward and one that stalls progress. - read more
The Top 7 Factors Lenders Consider for Car Loan Approval
The Top 7 Factors Lenders Consider for Car Loan Approval
For many Australians, buying a car is a significant milestones. Understanding the factors that influence car loan approval can make this process smoother and more successful. Knowing what lenders prioritise not only enhances your chances of approval but also helps you negotiate better terms. - read more
5 Essential Steps to Build a Strong Credit Profile for Car Financing
5 Essential Steps to Build a Strong Credit Profile for Car Financing
Building a strong credit profile is crucial when it comes to securing car financing. In today's financial landscape, your credit score can significantly impact the kind of loan offers you receive, making it more important than ever to maintain a healthy credit report. - read more
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A pre-approved car loan is a financial agreement where a lender approves a borrower for a specific loan amount before the borrower selects a vehicle. This type of loan sets a clear budget, giving car buyers a defined spending limit while providing a streamlined and efficient car shopping experience. - read more
Navigating Your Credit Score: How It Affects Your Car Financing Options
Navigating Your Credit Score: How It Affects Your Car Financing Options
Understanding your credit score is a key part of navigating the world of car financing. Whether you're looking to buy your first vehicle or you're an established buyer considering an upgrade, your credit score can significantly impact your financing options. In this section, we'll delve into why your credit score is so essential and provide a primer on how it's calculated. - read more
Your Essential Guide to Documentation for Car Loan Success
Your Essential Guide to Documentation for Car Loan Success
In the journey to securing a car loan, understanding the importance of proper documentation is a crucial first step. Proper documentation not only saves time but also significantly boosts your chances of approval. Lenders pay close attention to your paperwork, using it to gauge your financial reliability and commitment. - read more

Finance News

ASIC's Investigation Highlights Concerns in Car Finance Practices
ASIC's Investigation Highlights Concerns in Car Finance Practices
05 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
CBA's AI Assistant Revolutionises Car Market Price Discovery
CBA's AI Assistant Revolutionises Car Market Price Discovery
05 Jan 2026: Paige Estritori
The Commonwealth Bank of Australia (CBA) has unveiled a pioneering artificial intelligence (AI) assistant designed to enhance price discovery and transparency in the Australian car market. This innovative tool aims to empower consumers by providing detailed insights into vehicle pricing, a resource previously accessible primarily to car dealers. - read more
New Government Initiative Provides Low-Interest Loans for Electric Vehicles
New Government Initiative Provides Low-Interest Loans for Electric Vehicles
05 Jan 2026: Paige Estritori
In a significant move to promote the adoption of electric vehicles (EVs) among Australian businesses, the government has announced a $50 million partnership with Metro Finance to provide low-interest loans for the purchase of EVs. This initiative is designed to support small and medium-sized enterprises (SMEs) in transitioning to cleaner transportation options, thereby reducing emissions and energy costs. - read more
Australia's Used Hybrid Car Market Experiences Significant Growth
Australia's Used Hybrid Car Market Experiences Significant Growth
28 Dec 2025: Paige Estritori
The Australian used car market is witnessing a notable surge in hybrid vehicle sales, reflecting a growing consumer inclination towards sustainable and practical transportation options. - read more
New Low-Interest Loans Aim to Accelerate Electric Vehicle Uptake in Australia
New Low-Interest Loans Aim to Accelerate Electric Vehicle Uptake in Australia
28 Dec 2025: Paige Estritori
In a concerted effort to promote sustainable transportation, the Australian government has partnered with Metro Finance to offer low-interest loans aimed at encouraging small and medium-sized businesses to invest in electric vehicles (EVs). - read more
Budget Direct Triumphs Again: Best-Value Car Insurance 2025
Budget Direct Triumphs Again: Best-Value Car Insurance 2025
20 Dec 2025: Paige Estritori
Budget Direct has once again been recognised for its outstanding value in the car insurance sector, securing the title of Best-Value Car Insurance in Money magazine's 2025 awards. This marks the seventh consecutive year that Budget Direct has received this prestigious accolade, underscoring its commitment to providing affordable and comprehensive coverage to Australian motorists. - read more
New Initiative Makes Electric Vehicles More Affordable for Essential Workers
New Initiative Makes Electric Vehicles More Affordable for Essential Workers
20 Dec 2025: Paige Estritori
In a significant move towards promoting sustainable transportation, essential workers and individuals earning below $100,000 annually in Australia now have access to more affordable electric vehicle (EV) loans. This initiative is part of the Clean Energy Finance Corporation's (CEFC) collaboration with CommBank's EV Access Program, which has allocated $150 million to support discounted loan rates for new and used EVs priced up to $55,000, as well as EV home charging equipment. - read more

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Knowledgebase
Debt Consolidation:
The process of combining multiple debts into a single loan with a lower interest rate or more favorable terms.