Car Loans Online News Brief

Each week, we distil Australia’s automotive and mobility headlines into a concise, trustworthy update. Expect clear summaries of car market movements, policy and regulation shifts, technology and safety developments, and broader economic trends shaping how Australians drive and do business. Designed for busy professionals and everyday drivers, it’s your balanced, plain-English recap to stay informed and make confident decisions—without the noise.

This Week:

Paige Estritori recaps the week for Australian car buyers and small businesses. With no RBA meeting in October and the next decision due in early November, borrowers get a steady few weeks to compare car finance. Proposed limits to open banking (CDR) could slow digital data sharing in loan applications, so have documents ready. The five per cent deposit Home Guarantee Scheme expanded, which may lift demand near new caps; pre‑assessing car finance can keep budgets on track. A review of the GST carve‑up begins, with no immediate changes but possible implications for future on‑road costs.

EPISODE 767 | Car Loans Online News Brief | Fri, 10th Oct 2025

10 Oct 2025 | Paige Estritori

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Read Full Transcript:

Hello and welcome to the Car Loans Online News Brief, Im Paige Estritori, and its Thursday 9 October 2025. First up, no October meeting for the Reserve Bank of Australia, or RBA, under its new eight‑meeting calendar. After holding the cash rate at about three per cent sixty at the end of September, the next decision lands in early November. For anyone eyeing a new or used car, that means a few steady weeks on rates. Use this window to check your eligibility and compare options before you hit the dealerships. Meanwhile, proposed limits to open banking—Australias Consumer Data Right, or CDR—made headlines this week. Industry voices warn that tighter rules could slow how finance apps and some brokers pull bank data during applications. If youre applying soon, expect a few more manual uploads. Having recent payslips and bank statements ready will keep things moving, and choosing a broker with compliant digital uploads can save time. Next up, the five per cent deposit Home Guarantee Scheme, or HGS, expanded last week. Thats a win for first‑home buyers, but it could lift demand near the new price caps. If youre juggling a home purchase and a vehicle, consider your total repayments and serviceability across both. A quick pre‑assessment can set a clear car‑buying budget and help you shop with confidence. And on Friday, a new review of the Goods and Services Tax, or GST, carve‑up between states kicked off. No immediate changes, but state budgets lean on charges that flow through to on‑road costs. Its one to watch if youre planning a business vehicle or fleet upgrade in the months ahead. Thats the wrap. For a free eligibility check and side‑by‑side comparisons on personal and business car loans, head to car‑loans‑online.com.au. Im Paige Estritori—thanks for listening, and Ill catch you next week.

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