Each week, we distil Australia’s automotive and mobility headlines into a concise, trustworthy update. Expect clear summaries of car market movements, policy and regulation shifts, technology and safety developments, and broader economic trends shaping how Australians drive and do business. Designed for busy professionals and everyday drivers, it’s your balanced, plain-English recap to stay informed and make confident decisions—without the noise.
This Week:
Paige Estritori recaps Australias week in car finance. September VFACTS show slightly higher sales, with electrified models rising. From 1 October, card surcharges are banned; some platforms are adding new fees, so car buyers should ask for all‑in prices and check deposits. The ATO will stop accepting credit cards after November 30, affecting small‑business cash flow as they plan vehicle purchases. With the cash rate at about 4.6% and lenders repricing, listeners are urged to compare terms and test budgets before choosing personal or business car loans.
EPISODE 3188 | Car Loans Online News Brief | Fri, 9th Oct 2026
11 Oct 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Car Loans Online News Brief, Im Paige Estritori, and its Friday, 9 October 2026.
First up, the latest VFACTS industry sales report for September landed this week. Roughly one hundred and nine thousand new vehicles were delivered, a touch higher than a year ago, with the Ford Ranger back on top and electrified models continuing to surge. Why it matters: more choice and improving stock can mean sharper drive‑away deals. If youre weighing up petrol, hybrid or an EV — thats an electric vehicle — factor in running costs and charging access, then compare finance across terms before you decide.
Next up, from 1 October the Reserve Bank of Australia, or RBA, reforms mean businesses can no longer add card surcharges for Visa, Mastercard or eftpos. Some platforms have responded with new “platform” or “service” fees. The Australian Competition and Consumer Commission, or ACCC, says you cant just rebrand a card surcharge. For car buyers, that means ask dealers and service centres for an all‑in drive‑away figure, check any deposit or admin fees, and consider lower‑cost payment methods like bank transfer if you want to avoid extra costs. We keep fees transparent so you know exactly what youll pay.
Meanwhile, the Australian Taxation Office, or ATO, confirmed it will stop accepting credit card payments after November 30. That removes a cash‑flow lever some sole traders and small businesses used for BAS and tax bills. If youre planning a vehicle upgrade this quarter, build your repayment buffer into the budget and look at options like chattel mortgage or leasing that align with your cash cycle. Our free eligibility check can help you gauge whats realistic before you shop.
Finally, interest rates. The cash rate has been at about four point six per cent since 30 September, and many lenders are repricing through October. Expect car loan offers to move around. Use a calculator to test different loan terms and balloon options, and compare both new and used finance so repayments fit comfortably even if costs like fuel and insurance edge higher.
Thats your wrap. For clear comparisons and a free eligibility assessment on personal or business car finance, head to car-loans-online.com.au. Im Paige Estritori — thanks for listening, and drive safe.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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