FOLLOW US
Follow us!

We are a proud member of the Financial Services Online network!

Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.

Follow us on social media
Car Loans Online
Australian Online Car Loan Specialists.
Car Loans Online :: Home

Compare Car Finance Options With Car Loans Online ...
Personal & Business

Car Loans Online provides a free service to help you find the right car loan from a selection of Australia's premier car loan brokers, banks & non-bank lenders … without accessing or affecting your credit file !!

Let us help you find the right car loan at the best rates!

  • Competitive Rates
  • Professional Service
  • Compare Options
  • Multiple Lenders
  • Broker Matching
  • Simplified Process
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.


>> Start here >>

Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.


>> Start here >>

All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.


>> Start here >>

Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


>> Start here >>

No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.


>> Start here >>

Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


>> Start here >>


Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go car shopping, you can do so with the confidence of being pre-approved!

Just complete our simple car loan eligibility application form and a fully qualified, professional car loan consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.



Car Loans Articles

Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Car Financing 101: Protecting Your Credit While Seeking a Car Loan
Welcome to Car Financing 101: the essential guide to navigating the car loan landscape in Australia. Whether you're a first-time buyer or an experienced motorist looking to upgrade, understanding how to protect your credit while securing finance is crucial. As you embark on this journey, maintaining a steadfast grip on your credit health can be the difference between a deal that drives you forward and one that stalls progress. - read more
10 Car Finance Traps Every Australian Should Steer Clear Of
10 Car Finance Traps Every Australian Should Steer Clear Of
When it comes to financing a car, the importance of vigilance cannot be overstated. Navigating through the maze of loan offers and financial jargon can be overwhelming, making it all too easy to overlook critical details that could cost you dearly in the long run. - read more
Comparing Car Loans: Insights for Australian Buyers to Make Smart Choices
Comparing Car Loans: Insights for Australian Buyers to Make Smart Choices
Securing the keys to a new car is an exhilarating experience for any Australian buyer. However, before the rubber meets the road, making an informed decision about car financing is critical. The car loan landscape in Australia offers a variety of options, each with its unique benefits and challenges. Choosing the right car loan can significantly influence your financial well-being and drive your satisfaction with your purchase. - read more
The Top 7 Factors Lenders Consider for Car Loan Approval
The Top 7 Factors Lenders Consider for Car Loan Approval
For many Australians, buying a car is a significant milestones. Understanding the factors that influence car loan approval can make this process smoother and more successful. Knowing what lenders prioritise not only enhances your chances of approval but also helps you negotiate better terms. - read more
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A pre-approved car loan is a financial agreement where a lender approves a borrower for a specific loan amount before the borrower selects a vehicle. This type of loan sets a clear budget, giving car buyers a defined spending limit while providing a streamlined and efficient car shopping experience. - read more
Finding the Sweet Spot: How to Balance Car Loan Terms with Your Lifestyle
Finding the Sweet Spot: How to Balance Car Loan Terms with Your Lifestyle
Finding the perfect car is an exciting adventure, but securing the right car loan is where the real journey begins. The terms of your car loan can significantly influence your financial health and lifestyle. It's not just about the monthly payments, but also about how the loan will fit into your life for years to come. That’s why understanding the importance of finding a loan that complements your financial situation and lifestyle is crucial. - read more
Understanding Loan Criteria: Tips for Australian Car Buyers
Understanding Loan Criteria: Tips for Australian Car Buyers
Loan criteria refer to the set of standards and requirements that lenders use to evaluate the eligibility of an applicant for a car loan. These criteria help lenders determine the risk associated with lending money to a potential borrower. - read more

Finance News

ASIC Takes Legal Action Against Car Finance Provider for Alleged Lending Breaches
ASIC Takes Legal Action Against Car Finance Provider for Alleged Lending Breaches
02 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has commenced civil penalty proceedings in the Federal Court against car finance provider Money3 Loans Pty Ltd, alleging breaches of responsible lending obligations. This action underscores ASIC's commitment to enforcing compliance within the financial sector to protect consumers. - read more
Rising Car Loan Delinquencies Signal Financial Strain Among Australians
Rising Car Loan Delinquencies Signal Financial Strain Among Australians
25 Oct 2025: Paige Estritori
Recent data indicates a concerning rise in car loan delinquencies across Australia, with a 13% increase in vehicle repossessions over the past six months. This trend underscores the growing financial pressures faced by many Australians, as inflation and high interest rates continue to impact household budgets. - read more
Westpac Divests Auto Finance Loans in Strategic Move
Westpac Divests Auto Finance Loans in Strategic Move
25 Oct 2025: Paige Estritori
In a significant strategic shift, Westpac Banking Corporation has announced its decision to sell its auto finance loan book to Resimac Group. The transaction, valued between A$1.4 billion and A$1.6 billion, aligns with Westpac's ongoing strategy to streamline operations and focus on core banking services. - read more
Bank Australia Ends Financing for New Fossil Fuel Vehicles
Bank Australia Ends Financing for New Fossil Fuel Vehicles
17 Oct 2025: Paige Estritori
In a bold move towards sustainability, Bank Australia has ceased offering loans for new petrol, diesel, and hybrid vehicles as of February 2025. This strategic decision aligns with the bank's commitment to achieving net-zero carbon emissions by 2035 and underscores its dedication to promoting environmentally friendly transportation options. - read more
Surge in Car Loan Delinquencies Sparks Financial Sector Worries
Surge in Car Loan Delinquencies Sparks Financial Sector Worries
17 Oct 2025: Paige Estritori
Australia is witnessing a notable increase in car loan delinquencies, with a corresponding rise in vehicle repossessions and auctions. This trend is raising alarms about the financial well-being of consumers and potential ripple effects on the broader financial sector. - read more
Macquarie Bank Shifts Strategy: Exits Car Loans to Prioritise Mortgages
Macquarie Bank Shifts Strategy: Exits Car Loans to Prioritise Mortgages
09 Oct 2025: Paige Estritori
In a significant strategic shift, Macquarie Bank has announced its decision to cease offering car loans, redirecting its focus towards expanding its mortgage and deposit services. This move is set to result in the loss of approximately 100 jobs within the bank's automotive lending division. - read more
The Digital Revolution in Auto Financing: A Boon for Australian Car Buyers
The Digital Revolution in Auto Financing: A Boon for Australian Car Buyers
09 Oct 2025: Paige Estritori
The automotive finance industry in Australia is undergoing a significant digital transformation, offering consumers more streamlined and personalised experiences when securing car loans. This shift is largely driven by fintech companies leveraging advanced technologies to simplify the borrowing process. - read more
Click for more Finance News

Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Amortization:
The process of gradually paying off a debt over a period of time through regular payments.


This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.