Budget Direct Triumphs Again: Best-Value Car Insurance 2025

The award is a testament to Budget Direct's ability to offer competitive premiums without compromising on the quality of service. In the evaluation process, Budget Direct outperformed competitors such as AAMI and ING, primarily due to its consistently lower average premiums across various vehicle types and locations analysed for the award.

Jonathan Kerr, Chief Growth Officer at Auto and General Holdings, the parent company of Budget Direct, highlighted the company's dedication to understanding customer needs and simplifying the insurance experience. He stated, "At Budget Direct, we have built a history of delivering award-winning cover at competitive prices." This customer-centric approach has resonated with over three million Australians who have chosen Budget Direct for their insurance needs.

In addition to competitive pricing, Budget Direct offers various discounts and customisation options to further enhance value for policyholders. Customers can save 15% on premiums by arranging comprehensive or third-party car cover online. The company also provides a 30% discount for combined home and contents cover arranged online. These incentives make it easier for consumers to access quality insurance at reduced costs.

Furthermore, Budget Direct allows policyholders to tailor their coverage to suit individual needs. Options include selecting age restrictions and kilometre limits to lower premiums, as well as adding extras like hire car coverage following an accident or flood cover for home policies. This flexibility ensures that customers only pay for the coverage they require, enhancing overall satisfaction and value.

The consistent recognition of Budget Direct in Money magazine's awards reflects the company's unwavering commitment to delivering affordable, high-quality insurance solutions. For Australian drivers seeking reliable and cost-effective car insurance, Budget Direct continues to set the benchmark in the industry.