The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
The property market across Australia’s capital cities is showing signs of significant change as new data from CoreLogic reveals diverse trends in housing values.
Sydney and Melbourne have seen their daily dwelling values index slip by 0.3% and 0.5%, respectively, in the past month.
This new data also highlights a considerable increase in the number of homes being listed for sale in both Sydney and Melbourne. Listings in Sydney alone rose by 6.7% compared to the same period last year, while Melbourne saw a more modest increase of 1.1%.
Eliza Owen from CoreLogic attributes this shift to changing market dynamics. "This time of the year is typically slow in terms of demand, but this goes beyond seasonality," she explains. According to Owen, the increase in listings and the apparent lack of eager buyers may be early indicators of growing mortgage stress among homeowners.
Owen suggests, "There’s less appetite from buyers, but more sellers are coming into the market, which could indicate rising mortgage stress." This sentiment is echoed by Cate Bakos, a buyer's agent in Melbourne, who believes, "Prices can’t be expected to grow while we have higher stock levels and weaker buyer demand."
Interestingly, Brisbane and Perth have reported a deceleration in dwelling value growth, maintaining a rate of just 0.3% over the past four weeks. Such trends suggest a potential buyers’ market, particularly in Brisbane, where supply has surged and demand has slowed, according to Zoran Solano of Hot Property Buyers Agency. "For me as a buyer’s agent, it’s a positive sign that the power has shifted back a little bit towards buyers," she observes.
Further analysis from The Australian Financial Review indicates that property values in Brisbane are declining in one out of seven suburbs, the highest rate in almost two years. CoreLogic’s Tim Lawless sees this as a sign that prices may continue to ease due to increased listings, reduced interstate migration, and affordability challenges. "The market is likely to continue to ease, and we could see prices moving into a subtle decline before interest rates come down," he remarks.
AMP chief economist Shane Oliver predicts a similar trend, highlighting Brisbane as a market where values might soon turn negative, following the pattern seen in Sydney and Melbourne. "Brisbane looks to me like a really soggy market and I wouldn’t be surprised if house prices go negative in the next couple of months," Oliver comments.
Oliver also suggests that potential interest rate cuts could reverse this downward trajectory. "A rate cut could turn that downward momentum around, so if it occurs in February it has the potential to head off a dip into negative territory for Brisbane prices," he explains, warning that delays in rate cuts might extend the price downturn.
Meanwhile, PropTrack notes an 80% spike in Brisbane home values since the pandemic’s onset in March 2020, which has positioned Brisbane as Australia’s second most expensive housing market by median value. However, rising prices, slowing migration, and worsening affordability may soon turn Brisbane into the latest domino to fall in the nation’s housing saga.
Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.
Australia’s New Vehicle Efficiency Standard has moved from policy debate into a practical market force for new-car buyers. The scheme is designed to push the national fleet towards lower-emission vehicles by setting targets for car makers across the vehicles they supply. It does not ban petrol or diesel models, but it does change the commercial pressure behind what arrives in showrooms, how it is priced and where incentives may appear. - read more
Australia’s new-car market has entered a very different phase, with June 2026 delivering the strongest monthly sales result on record and electric vehicles moving from niche consideration to mainstream choice. The latest figures show more than 140,000 new vehicles delivered across the month, with battery-electric models accounting for almost one in four sales. For car buyers, that is not just an automotive story. It is a finance story. - read more
Fresh July 2026 car loan comparison data points to a competitive market for well-qualified borrowers, with some secured car loan products advertising rates in the mid-five per cent range. For buyers looking at a new or near-new vehicle, that may sound encouraging after a period of higher household costs and tighter lending conditions. But the more useful takeaway is not simply that lower advertised rates exist. - read more
Australia’s new-car market has delivered another major signal to borrowers: the vehicle choices shaping car finance are changing quickly. In June 2026, combined new-vehicle deliveries reached 140,058, making it the strongest month recorded for the local market. The headline number matters, but the detail matters even more for buyers planning personal or business car loans. - read more
ASIC’s latest review of Australia’s motor finance sector is a timely reminder that the cheapest-looking car loan is not always the fairest or most suitable option. Released on 24 June 2026, the regulator’s report examined more than 350,000 loans across eight car finance providers and found concerns around third-party distribution, fees, hardship support and borrower outcomes. - read more
Australia’s motor finance market is changing quickly, and the latest report from the Australian Finance Industry Association, released on 5 June 2026, puts non-bank vehicle lenders firmly in the spotlight. The report says motor finance non-bank lenders supported 507,000 consumer and commercial vehicle purchases in 2025, with $24.4 billion in new loans and $53 billion in active loan balances at year end. - read more
As the end of the financial year approaches, GWM has unveiled enticing offers for Australian car buyers, focusing on both traditional and electric vehicle (EV) markets. These promotions are designed to cater to a diverse range of consumers, from those seeking low-interest financing to individuals interested in the latest EV models. - read more
When it comes to financing a car, the importance of vigilance cannot be overstated. Navigating through the maze of loan offers and financial jargon can be overwhelming, making it all too easy to overlook critical details that could cost you dearly in the long run. - read more
A pre-approved car loan gives you an indication of how much a lender may be prepared to lend before you choose a vehicle. It can help you set a practical budget, compare finance options and shop for a car with clearer limits, while still requiring final approval once the vehicle details are confirmed. - read more
Car loans can help Australians spread the cost of buying a vehicle, but the advertised interest rate is only one part of the total cost. Fees, add-ons, repayment conditions and end-of-term obligations can all affect how much a loan costs over time. - read more
Building a strong credit profile is crucial when it comes to securing car financing. In today's financial landscape, your credit score can significantly impact the kind of loan offers you receive, making it more important than ever to maintain a healthy credit report. - read more
Welcome to Car Financing 101: the essential guide to navigating the car loan landscape in Australia. Whether you're a first-time buyer or an experienced motorist looking to upgrade, understanding how to protect your credit while securing finance is crucial. As you embark on this journey, maintaining a steadfast grip on your credit health can be the difference between a deal that drives you forward and one that stalls progress. - read more
Purchasing a car is a significant milestone for many Australians, but securing a loan to finance that purchase can often be a challenging endeavor. Whether you're buying your first car or upgrading to a new model, getting your car loan approved is a critical step in the process. - read more
Your credit score is one of the factors lenders use when assessing car finance. Understanding how it works can help you prepare, compare options more clearly and avoid focusing only on the monthly repayment. - read more
Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored
specifically to your circumstances.
All finance quotes are provided free (via our secure server) and without
obligation. We respect your
privacy.
Knowledgebase
Default: The failure to repay a debt, including interest or principal, on a loan or security.
No comments yet. Be the first to share your thoughts.