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Car Loans Online
Australian Online Car Loan Specialists.
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Compare Car Finance Options With Car Loans Online ...
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Car Loans Online provides a free service to help you find the right car loan from a selection of Australia's premier car loan brokers, banks & non-bank lenders … without accessing or affecting your credit file !!

Let us help you find the right car loan at the best rates!

  • Competitive Rates
  • Professional Service
  • Compare Options
  • Multiple Lenders
  • Broker Matching
  • Simplified Process
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.


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Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.


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All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.


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Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


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No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.


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Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


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Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go car shopping, you can do so with the confidence of being pre-approved!

Just complete our simple car loan eligibility application form and a fully qualified, professional car loan consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.



Car Loans Articles

Expert Advice: What to Do If Your Car Loan Application is Denied
Expert Advice: What to Do If Your Car Loan Application is Denied
Applying for a car loan can be an exciting yet nerve-wracking process. You've found the perfect vehicle and now you're ready to make it yours. However, navigating the car loan application can sometimes bring disappointment if your application is denied. - read more
10 Car Finance Traps Every Australian Should Steer Clear Of
10 Car Finance Traps Every Australian Should Steer Clear Of
When it comes to financing a car, the importance of vigilance cannot be overstated. Navigating through the maze of loan offers and financial jargon can be overwhelming, making it all too easy to overlook critical details that could cost you dearly in the long run. - read more
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A pre-approved car loan is a financial agreement where a lender approves a borrower for a specific loan amount before the borrower selects a vehicle. This type of loan sets a clear budget, giving car buyers a defined spending limit while providing a streamlined and efficient car shopping experience. - read more
The Importance of Comparing Car Loan Rates Before Buying a Vehicle
The Importance of Comparing Car Loan Rates Before Buying a Vehicle
When purchasing a vehicle, understanding car loan interest rates is a critical aspect that can significantly affect your overall financial commitment. But what exactly are car loan interest rates, and why should they matter to you? - read more
Car Loan Hidden Charges: What Australians Need to Watch Out For
Car Loan Hidden Charges: What Australians Need to Watch Out For
Australians have a variety of car financing options at their disposal when the time comes to purchase a new vehicle. From dealer finance to personal loans and leasing agreements, the variety of choices can be both empowering and, at times, overwhelming. Opting for a car loan is a common route, giving buyers the ability to spread the cost of their new set of wheels over time. - read more
Navigating Your Credit Score: How It Affects Your Car Financing Options
Navigating Your Credit Score: How It Affects Your Car Financing Options
Understanding your credit score is a key part of navigating the world of car financing. Whether you're looking to buy your first vehicle or you're an established buyer considering an upgrade, your credit score can significantly impact your financing options. In this section, we'll delve into why your credit score is so essential and provide a primer on how it's calculated. - read more
The Insider’s Guide to Haggling Your Way to an Affordable Car Loan
The Insider’s Guide to Haggling Your Way to an Affordable Car Loan
Finding the perfect car is an exciting journey, but securing the right car loan to finance it is an equally critical step. Choosing a loan with favorable terms can make a substantial difference to your wallet and overall well-being. This introductory guide is designed to navigate the nuances of car loan negotiation, ensuring you drive off not just with the car of your dreams, but a loan that suits your lifestyle and financial goals. - read more

Finance News

ASIC's Investigation Highlights Issues in Car Finance Sector
ASIC's Investigation Highlights Issues in Car Finance Sector
26 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
Bank Australia Halts Loans for New Fossil Fuel Cars
Bank Australia Halts Loans for New Fossil Fuel Cars
26 Nov 2025: Paige Estritori
In a bold move towards environmental sustainability, Bank Australia has ceased offering loans for new petrol, diesel, and hybrid vehicles as of February 2025. This strategic decision aligns with the bank's commitment to achieving net-zero carbon emissions by 2035 and underscores its dedication to promoting environmentally friendly transportation options. - read more
GFV Programs Propel $4.66 Billion Increase in Vehicle Loans
GFV Programs Propel $4.66 Billion Increase in Vehicle Loans
26 Nov 2025: Paige Estritori
The Australian automotive finance sector is experiencing a significant transformation, driven by the rising popularity of Guaranteed Future Value (GFV) programs. These programs have contributed to a $4.66 billion surge in vehicle loans, presenting new challenges for traditional lenders and reshaping the competitive landscape. - read more
ASIC's Findings on Car Finance: High Fees and Early Defaults
ASIC's Findings on Car Finance: High Fees and Early Defaults
18 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
Economic Pressures Drive Australians Towards Premium Used Cars
Economic Pressures Drive Australians Towards Premium Used Cars
18 Nov 2025: Paige Estritori
As Australians grapple with escalating living expenses, a notable shift is occurring in the automotive market. Consumers are increasingly turning to premium used vehicles as a cost-effective alternative to new car purchases. - read more
Extended Research Periods Mark Australian Car Buying Trends
Extended Research Periods Mark Australian Car Buying Trends
18 Nov 2025: Paige Estritori
The Australian car market, recognized as one of the most competitive globally, is witnessing a trend where consumers are dedicating extended periods to research before finalizing their vehicle purchases. On average, Australians now spend approximately 2.8 months evaluating options before making a decision. - read more
ASIC Takes Legal Action Against Car Finance Provider for Alleged Lending Breaches
ASIC Takes Legal Action Against Car Finance Provider for Alleged Lending Breaches
02 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has commenced civil penalty proceedings in the Federal Court against car finance provider Money3 Loans Pty Ltd, alleging breaches of responsible lending obligations. This action underscores ASIC's commitment to enforcing compliance within the financial sector to protect consumers. - read more
Click for more Finance News

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Knowledgebase
Refinancing:
The process of obtaining a new mortgage to replace an existing one, often to secure a lower interest rate.


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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.