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Compare Car Finance Options With Car Loans Online ...
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Car Loans Online provides a free broker matching service to help you find the right car loan from participating Australian car loan brokers, banks & non-bank lenders represented on our national referral panel … without accessing or affecting your credit file !!

Let us help you find the right car loan at competitive rates!

  • Competitive Rates
  • Professional Service
  • Compare Options
  • Multiple Lenders
  • Broker Matching
  • Simplified Process
Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.

Any Situation

Refused by Banks, Self-employed, Bad Credit History, Low/No Deposit, No Savings History, Ex-bankrupt.

All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

Free eligibility assessment

Simply complete our short online loan enquiry form to receive an initial car loan eligibility assessment, based on participating lender and broker criteria, and be connected with a specialist broker from our national referral panel who can help you explore options that may suit your specific needs and circumstances.

No initial credit check

Submitting your initial car finance enquiry through our service does not create an enquiry on your credit file. However, if you decide to proceed with a broker or lender we refer you to, they may perform a formal credit check at that stage, and multiple checks in a short period can limit your options.

Multiple lenders

When you submit an online loan enquiry with us, we use your details to help match you with suitable options from our national broker referral panel of finance professionals across Australia.

Not yet ready to buy?

Use our free eligibility assessment to get an indication of how much you may be able to borrow now so, when you are ready to go car shopping, you can do so with a clearer idea of your budget (this is not a loan approval or offer).

Just complete our simple car loan eligibility application form and a fully qualified, professional car loan consultant from our broker referral panel will set out your options for achieving what you want to do.

If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan consultant can help you by:-

a. explaining all of the options and alternatives that may currently be available to you;

b. showing you exactly what more you need to do in order to borrow the amount you need now;

c. outlining exactly what you will need to do in order to qualify at some time in the future and;

d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.

Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.


Car Loans Articles

10 Car Finance Traps Every Australian Should Steer Clear Of
10 Car Finance Traps Every Australian Should Steer Clear Of
When it comes to financing a car, the importance of vigilance cannot be overstated. Navigating through the maze of loan offers and financial jargon can be overwhelming, making it all too easy to overlook critical details that could cost you dearly in the long run. - read more
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A Step-by-Step Guide to Securing Your Pre-Approved Car Loan in Australia
A pre-approved car loan is a financial agreement where a lender approves a borrower for a specific loan amount before the borrower selects a vehicle. This type of loan sets a clear budget, giving car buyers a defined spending limit while providing a streamlined and efficient car shopping experience. - read more
Navigating Your Credit Score: How It Affects Your Car Financing Options
Navigating Your Credit Score: How It Affects Your Car Financing Options
Understanding your credit score is a key part of navigating the world of car financing. Whether you're looking to buy your first vehicle or you're an established buyer considering an upgrade, your credit score can significantly impact your financing options. In this section, we'll delve into why your credit score is so essential and provide a primer on how it's calculated. - read more
Don't Sign Yet! Checklist for Negotiating Car Loan Agreements
Don't Sign Yet! Checklist for Negotiating Car Loan Agreements
Embarking on the journey to purchase a new car is an exhilarating experience, full of the promise of fresh adventures and the satisfaction of ownership. Yet, beneath the sheen and thrill, important financial decisions are at play, particularly when it comes to your car loan agreement. Understanding the importance of negotiating the terms of your car loan cannot be overstated, as a savvy deal can lead to significant savings over time. - read more
How to Budget for Your Dream Car: Tips for Smart Financing
How to Budget for Your Dream Car: Tips for Smart Financing
The anticipation of buying your dream car can be both exhilarating and daunting. It's a milestone that signifies personal success, a reward for hard work, and the freedom to explore the open road in a car that you truly adore. However, acquiring that dream vehicle is not merely about making a wish and waiting for it to come true; it requires smart financial planning and strategic decision-making. - read more
Comparing Car Loans: Insights for Australian Buyers to Make Smart Choices
Comparing Car Loans: Insights for Australian Buyers to Make Smart Choices
Securing the keys to a new car is an exhilarating experience for any Australian buyer. However, before the rubber meets the road, making an informed decision about car financing is critical. The car loan landscape in Australia offers a variety of options, each with its unique benefits and challenges. Choosing the right car loan can significantly influence your financial well-being and drive your satisfaction with your purchase. - read more
How to Build an Emergency Fund for Unexpected Car Costs
How to Build an Emergency Fund for Unexpected Car Costs
Owning a car comes with a lot of responsibilities and unexpected expenses. From regular maintenance to surprise repairs, the costs can quickly add up and create financial stress. - read more

Finance News

Understanding the RBA's May 2026 Cash Rate Increase
Understanding the RBA's May 2026 Cash Rate Increase
13 May 2026: Paige Estritori
On 5 May 2026, the Reserve Bank of Australia (RBA) announced a 25 basis point increase to the official cash rate, bringing it to 4.35%. This marks the third consecutive rate hike this year, following increases in February and March. The decision aims to address rising inflation, which reached 4.6% in March, driven in part by escalating fuel prices due to geopolitical tensions in the Middle East. - read more
Surge in Electric Vehicle Sales: A New Era for Australia's Car Market
Surge in Electric Vehicle Sales: A New Era for Australia's Car Market
13 May 2026: Paige Estritori
In April 2026, electric vehicles (EVs) accounted for 16.4% of all new car sales in Australia, marking a significant milestone in the nation's automotive industry. This surge is attributed to a combination of factors, including improved vehicle supply, rising fuel prices, and supportive government policies. - read more
Navigating EOFY 2026: Optimal Timing for Tradie Ute Finance Applications
Navigating EOFY 2026: Optimal Timing for Tradie Ute Finance Applications
13 May 2026: Paige Estritori
As the end of the financial year (EOFY) approaches, tradies planning to finance a new ute or work vehicle should be mindful of potential processing delays and interest rate fluctuations. Early application is crucial to ensure timely approval and delivery before the 30 June deadline. - read more
Understanding the Impact of the RBA's May Rate Hike on Car Loans
Understanding the Impact of the RBA's May Rate Hike on Car Loans
05 May 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has raised the official cash rate to 4.35% in May 2026, marking the third consecutive increase this year. This decision aims to curb rising inflation but has significant implications for borrowers, particularly those with car loans. - read more
Australia's Electric Vehicle Market Experiences Unprecedented Growth
Australia's Electric Vehicle Market Experiences Unprecedented Growth
05 May 2026: Paige Estritori
In March 2026, Australia witnessed a significant surge in electric vehicle (EV) sales, with a 92% year-on-year increase. This growth is largely attributed to escalating fuel prices, prompting consumers to seek more cost-effective and sustainable transportation options. - read more
Tokyo Century's Strategic Move into Australia's Car Rental Industry
Tokyo Century's Strategic Move into Australia's Car Rental Industry
05 May 2026: Paige Estritori
Tokyo Century Corporation has announced its acquisition of Bargain Car Rentals, a leading independent Australian car rental company. This strategic move marks Tokyo Century's first independent investment in an overseas car rental business, signaling its commitment to expanding within Australia's growing mobility sector. - read more
Electric Vehicle Financing Sees Unprecedented Growth in Australia
Electric Vehicle Financing Sees Unprecedented Growth in Australia
27 Apr 2026: Paige Estritori
In recent months, Australia has witnessed a remarkable surge in electric vehicle (EV) financing, with a 48% year-on-year increase reported in February 2026. This growth comes despite a general downturn in the broader motor finance market, which saw a nearly 3% decline compared to the previous year. The Australian Finance Industry Association (AFIA) attributes this trend to escalating fuel prices and the effectiveness of government incentives, such as the Fringe Benefits Tax (FBT) exemption for EVs. - read more

Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Debt Consolidation:
The process of combining multiple debts into a single loan with a lower interest rate or more favorable terms.